My new chapter in financial services

Fellow industry colleagues, partners, friends and readers. Just as the seasons change (an early start to winter here in Chicago), there are also career seasons. In a new season for me I have decided to pursue a new opportunity at a leading financial services firm. Consequently, because this is a Microsoft-owned blog site I will no…


Payments Transformation Across Asia

Microsoft has many high profile technology solutions partners exhibiting at Sibos this year. Decillion Group, a leading provider of SWIFT and high value payments solutions across Asia, was one of the first Microsoft partners to develop payments solutions on BizTalk and the Accelerator for SWIFT.  To provide some more insight to Decillion, their solutions and…


Sibos 2012 - Looking Toward Osaka

With only about six weeks to go before the doors of Sibos 2012 open in Osaka, Japan – I thought I’d take this opportunity to give a brief overview of Microsoft’s presence there. As a SWIFT Key Partner we’ve been an exhibitor at Sibos for 9 years now, essentially since the BizTalk Accelerator for SWIFT was…


Introducing Microsoft Industry Reference Architecture for Banking (MIRA-B)

More and more I hear our customers and partners around the world asking for a Microsoft view on how to best leverage technology to transform banking. Banks are faced with complex decisions to modernize core infrastructure, increase employee productivity and also provide innovation to customers. It is quite a challenge! Many banks of course use Microsoft technology…


Mobile 'Banking' and BI - Enhancing Operational Productivity

Hardly a day goes by without some new innovation in mobile payments or mobile banking being announced. It’s hardly surprising, as ‘consumers in control’ are demanding banks provide services that meet the capabilities of mobile devices. But the other thing one notices is the almost complete focus on consumer applications – and very little on…


SEPA: The Future is Integration Management

It’s not quite so fashionable to talk about SEPA these days. After all – aren’t we all wishing the rules and solutions were are all defined and implemented? But there’s still a fundamental challenge that banks (and corporate treasuries) face: integration among both legacy formats and legacy systems. Payments hubs are still often discussed as…


Jump Starting Payments Integration

The topic of payments system integration has in the past  usually dwelled on topics such as real time or batch requirements, message queue interfaces and of course, support for payment standards. All these of course are very important in any payments integration project, whether to support implementation of a new payment system, or the renewal…


Payments Industrialization

A commonly asked question is if payments are a product or a commodity? I firmly believe the answer is that they are actual both. The traditional way of defining and processing payments has become very much commoditized. Facilitated by the homogenization of payment standards, particularly in Europe (and to a lesser extent in the North…


Welcome to the Microsoft Payments Community

Hello and welcome from Microsoft’s worldwide financial services group. In this blog, I will share my thoughts and insights into the payments industry, and the challenges banks face in renewing their core platforms. Many people ask me, “why the interest in payments systems?” Quite honestly, it’s an easy answer: payments make the world go around….