My new chapter in financial services

Fellow industry colleagues, partners, friends and readers. Just as the seasons change (an early start to winter here in Chicago), there are also career seasons. In a new season for me I have decided to pursue a new opportunity at a leading financial services firm. Consequently, because this is a Microsoft-owned blog site I will no…

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Microsoft 4Afrika - and the Future of Cloud Financial Services in Africa

This week Microsoft announced its 4Afrika initiative. This is a new effort through which the company will actively engage in Africa’s economic development to improve its global competitiveness. By 2016, the 4Afrika Initiative plans to help place tens of millions of smart devices in the hands of African youth, bring 1 million African small and…

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Mobile Payments and Corporate Social Responsibility

As the debate about digital wallets and mobile payment models rages in the US, many point to the very successful mobile schemes in markets such as Africa as proof positive that a mobile payments infrastructure can be sustained as a viable model. M-PESA in Kenya is perhaps the flagship model, now with over 14M accounts and…

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India and the Race to Financial Inclusion

I just returned from my annual trip to visit partners and customers in India. In one year I could see quite a difference in the infrastructure developments, but also how the pace has picked up in developing new banking services. The economy is expanding rapidly on an annual basis (8.9% in 2010),  and growth is exceeded…

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