Reader participation

If you are like me, over the holidays, you have more time to read blogs than usual. I've heard as much as I care to from a few folks that don't know how to argue civilly. But I thought it would be fun to do a couple readers participation posts and keep it simple. So I am going to get it started here. I'll post my responses in comments.

Since the financial downturn, have you looked at your 401(k)?